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Table 4 Heterotrait-monotrait ratio (HTMT)

From: Acceptance and use of e-learning systems: the case of teachers in technology institutes of Ethiopian Universities

  AU BI INC PEOU PU TMS
BI 0.252      
IINC 0.117 0.117     
PEOU 0.580 0.388 0.068    
PU 0.168 0.397 0.104 0.431   
TMS 0.367 0.063 0.304 0.282 0.098  
TRA 0.459 0.472 0.537 0.496 0.297 0.358