Applied Informatics

Table 4 Heterotrait-monotrait ratio (HTMT)

From: Acceptance and use of e-learning systems: the case of teachers in technology institutes of Ethiopian Universities

	AU	BI	INC	PEOU	PU	TMS
BI	0.252
IINC	0.117	0.117
PEOU	0.580	0.388	0.068
PU	0.168	0.397	0.104	0.431
TMS	0.367	0.063	0.304	0.282	0.098
TRA	0.459	0.472	0.537	0.496	0.297	0.358

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